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7 On Your Side: How to protect yourself if your vacation is cancelled without notice

(MGN Online)

Over the weekend, around 50,000 vacationers were forced to evacuate North Carolina's Outer Banks following a massive power outage.

The nightmare started last Thursday when a construction crew working on a new bridge drove a steel casing through underground lines and cut the power to almost 8,000 customers.

The governor then called a state of emergency and only island residents were allowed to stay.

"This is peak season so every day we're not able to do normal business we're losing thousands of dollars," said Jason Wells of Jason's Restaurant in Ocracoke, N.C.

Now, 7 On Your Side has some tips on how you can protect yourself if your vacation is cancelled without any notice.

Denise Gibson with AAA in Brandywine told 7 On Your Side if you were one of the 50,000 booted off the island or currently have plans to go, you should be covered if you signed up for travel insurance.

"I do millions of dollars of travel and you spend the time, the money and the investment... take days off from work. That's a lot of money not to insure. So it's defiantly worth it. About 10 percent or less will insure you and that way you'll get that money back. It's defiantly important," said Gibson.

Another option? Check to see if your credit card has free travel insurance. Our friends over at airfarewatchdog.com told 7 On Your Side, the following cards do, but make sure you read the fine print:

  • American Express
  • Chase Sapphire
  • Citibank AAdvantage Signature
  • World MasterCard
  • Capital One Venture Rewards
  • United Explorer Visa Platinum

If you don't have travel insurance, you can talk to your rental company, but all don't offer refunds.

When booking through a third party website, check into travel insurance because getting a hold of an online booker over the weekend can be pretty tough.

Plus, remember to read the terms and conditions of any travel insurance policy. That way you can price compare and get exactly what you want so you are not left with a big bill and no vacation.

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